- 8349505119 / 20 / 21
1st Floor, Anant Tower, Skyes Extension, Rajarampuri main road, Kolhapur
🏦 Deposit Loan – Get Instant Loan Against Your Fixed Deposits
Leverage your fixed deposits to secure a low-interest loan without breaking your savings.
✨ Key Benefits of Deposit Loan
Loan Against FD
Get a loan up to 90% of your deposit without affecting your savings.
Lower Interest Rates
Enjoy low interest rates compared to personal loans.
Quick & Hassle-Free
Instant loan approval with minimal documentation.
📊 Deposit Loan Plans
| Deposit Amount | Eligible Loan Amount | Interest Rate | Repayment Tenure |
|---|---|---|---|
| ₹50,000 | ₹45,000 | 7.5% per annum | 6 to 12 Months |
| ₹1,00,000 | ₹90,000 | 7% per annum | 12 to 24 Months |
| ₹5,00,000 | ₹4,50,000 | 6.5% per annum | 24 to 36 Months |
✅ Who Can Apply for a Deposit Loan?
- 🔹 Any Indian citizen with a valid fixed deposit
- 🔹 Salaried professionals, self-employed, and business owners
- 🔹 Deposit should be at least 3 months old
- 🔹 No credit history required
📝 How to Apply?
Follow these simple steps to avail your Deposit Loan:
- 📄 Fill the loan application form
- 💰 Submit FD receipt as collateral
- ✅ Quick verification & approval
- ⚡ Loan disbursal within 24 hours
❓ Frequently Asked Questions (FAQs)
Yes, you can avail a loan up to 90% of your fixed deposit amount at a lower interest rate.
Yes, your FD will continue to earn interest even when you take a loan against it.