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🏦 Pension Deposit Plan – Secure Your Retirement!

💡 Why Pension Savings is Important?

A Pension Deposit Plan ensures financial security after retirement, allowing you to enjoy a **stress-free life with regular income**. With increasing living costs, planning for retirement has become a necessity.

Start saving today and build a solid financial foundation for your future!

✨ Features & Benefits

  • ✅ Guaranteed Returns – Earn assured returns on your deposits
  • ✅ Flexible Deposit Options – Choose monthly, quarterly, or yearly contributions
  • ✅ Secure Retirement – Enjoy a steady pension income after maturity
  • ✅ Tax Benefits – Save more with tax deductions on contributions
  • ✅ Nominee Facility – Secure your family's future with nominee benefits

📌 Who is Eligible?

  • 🔹 Any individual between 18 to 65 years can apply
  • 🔹 Salaried employees, self-employed individuals, and business owners
  • 🔹 NRIs can also invest (subject to bank rules)
  • 🔹 A joint account can be opened with a spouse

📊 Pension Plan Options

Senior Citizens and Women
Fixed Deposit 1 Year - 10.5 % 2 Years - 11.5 % 1 Years - 11% 2 Years - 12%
50,000 437 479 458 500
1,00,000 875 958 917 1000
2,00,000 1,750 1,917 1,833 2,000
5,00,000 4,375 4,792 4,583 5,000
10,00,000 8,750 9,583 9,167 10,000

❓ Frequently Asked Questions (FAQs)

The minimum deposit starts at ₹10,000 per month, depending on the plan you choose.

Your pension is taxable based on the income tax laws applicable at the time of withdrawal. Some plans offer tax-free benefits.

Early withdrawals may be subject to penalties or restrictions. However, you can take a loan against your deposit.